"Cover to write home about"

Longstay & Backpacker

Postcard Travel Insurance offers outstanding customer service and generous levels of cover at a price you can afford. If you buy online you can save 15% against our call centre prices

Cover for trips up to 18 months
Gadget insurance included
Return home option included
Convenient 24/7 access to a UK-based GP at any time during your trip
Working abroad covered as standard

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Policy Information

Longstay & Backpacker

Our Longstay & Backpacker Travel Insurance policies are for those planning extended periods of overseas travel. This includes students and backpackers, those of any age taking a ‘gap year’ or a well-earned sabbatical, as well as those looking to do voluntary or charity work abroad.

Cover is available from one month to a maximum of 18 months – depending on your age, and destination. Cover is available for travellers up to 69 years of age.

All Postcard Longstay & Backpacker Policies include:

Trips for up to 18 months
Working abroad covered as standard (Excluding anything involving the lifting or carrying of heavy items in excess of 25kg, or any activity at a higher level than two storeys.)
Automatic cover for a range of adventure sports
Two return trips home allowed, without invalidating the policy
Cancellation, personal possessions, personal liability and legal expenses cover as standard
Up to £10m emergency medical expenses covered as standard
Discounts for families and couples
24/7 Emergency Assistance helpline - managed by a team of specialist doctors
Cover for medical conditions that you have told us about and we have accepted

Get a Quote

Cover Levels

The table below, shows the level of cover we offer for Longstay & Backpacker travel insurance including the level of excesses.

What's Included

Classic

Get Quote

Policy Wordings

Policy excess

£0

If you are unable to go on your trip

Your chosen amount

If your end supplier fails before you leave home

£3,000

If your arrival at your trip destination is delayed

£300

If you miss your departure

£1,000

If you miss your connection

£1,000

If you decide to abandon your travel plans

Your chosen amount

If you need emergency medical treatment abroad

£10,000,000

If you incur additional emergency expenses abroad

£2,500

If you need to be brought home

£250,000

If you are buried or cremated abroad

£3,500

If you need to replace your prescribed medication

£500

If you are in a public hospital or confined to your trip accommodation

£1,000

If you need family support

£2,000

If there is a family emergency whilst you are away

£500

If you have to cut your trip short

Your chosen amount

If your checked-in baggage is delayed

£250

If your valuables are lost or stolen

£1,000

If your electrical items & accessories are lost, stolen or accidentally damaged

£1,000

If your gadgets are lost or stolen

£1,000

If your gadgets are accidentally damaged

£1,000

If your accessories are accidentally lost or stolen at the same time as your gadget

£250

If your other possessions are lost, stolen or accidentally damaged

£2,000

If your cash is lost or stolen

£250

If you need emergency travel documents

£250

If you are held legally liable for injury or damage

£2,000,000

If you are killed, injured or disabled following an accident

£15,000

If you are the victim of a criminal assault during your trip

£15,000

If you need legal advice

£25,000

If a force majeure event occurs while you are away

£25,000

If you incur additional costs because your return to your home country is delayed

£2,000

If your end supplier fails whilst you are on your trip

£1,000

Get Quote

Activity Packs

Longstay & Backpacker

Below you can find an extensive list of the activities we provide cover for free of charge (listed under Standard Activities), plus the activities which will require payment of an additional premium (Options 2- 8). Please note, we also offer a winter sports extension and a sports equipment extension which offer additional cover for sports trips.

Unfortunately, we will not be able to provide cover for any activity if:

you do not hold the appropriate license or certificate
it involves manual labour
it is a professional event

Please Note: Whilst we can cover most activities, you will not be covered under the ‘If you are held legally liable for injury or damage’ section of the policy wording for any activity:

where you are in control of a motorised vehicle;
involving the use of a weapon;
involving a contact sport.

Policy Wordings

If you would like to view our policy wordings, you are able to find them here. Simply choose the correct policy type and match this up to the date that you bought your policy.

If you have any questions about the cover offered, simply contact us and we will be happy to help.

Policy Wordings

08/07/2021 - 31/12/2021

Longstay

Longstay IPID

26/05/2021 - 07/07/2021

Longstay

Longstay IPID

29/03/2021 - 25/05/2021

Longstay

Longstay IPID

01/01/2021 - 28/03/2021

Longstay

Longstay IPID

14/03/2020 - 31/12/2020

Longstay

Longstay IPID

01/01/2020 - 13/12/2020

Longstay

Longstay IPID

06/10/2019 - 31/12/2019

Longstay

Longstay IPID

01/05/2019 - 05/10/2019

Longstay

Longstay IPID

01/01/2019 - 30/04/2019

Longstay

Longstay IPID

01/03/2018 - 31/12/2018

Classic

Classic Longstay IPID

Longstay & Backpacker

Cover is available from one month to a maximum of 18 months – depending on your age, and destination. Cover is available for travellers up to 69 years of age.

All Postcard Longstay & Backpacker Policies include:

Trips for up to 18 months
Working abroad covered as standard (Excluding anything involving the lifting or carrying of heavy items in excess of 25kg, or any activity at a higher level than two storeys.)
Automatic cover for a range of adventure sports
Two return trips home allowed, without invalidating the policy
Cancellation, personal possessions, personal liability and legal expenses cover as standard
Up to £10m emergency medical expenses covered as standard
Discounts for families and couples
24/7 Emergency Assistance helpline - managed by a team of specialist doctors
Cover for medical conditions that you have told us about and we have accepted

Get a Quote

The Postcard Customer Promise

We promise you a better insurance experience

We like to go the extra mile

On a mission to provide insurance that is clear-cut, simple and transparent

We promise to put you first and at the heart of everything we do

We'll just make things simple for you

Find Out More

Buying with Postcard

15% Online Discount

14 Day Cooling Off Period

Cover for Medical Conditions

24/7 Emergency Medical Assistance

UK Based Customer Service

Get a Quote

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Cover Levels

The table below, shows the level of cover we offer for Longstay & Backpacker travel insurance including the level of excesses.

What's Included

Classic

Get Quote

Policy Wordings

Policy excess

£0

If you are unable to go on your trip

Your chosen amount

If your end supplier fails before you leave home

£3,000

If your arrival at your trip destination is delayed

£300

If you miss your departure

£1,000

If you miss your connection

£1,000

If you decide to abandon your travel plans

Your chosen amount

If you need emergency medical treatment abroad

£10,000,000

If you incur additional emergency expenses abroad

£2,500

If you need to be brought home

£250,000

If you are buried or cremated abroad

£3,500

If you need to replace your prescribed medication

£500

If you are in a public hospital or confined to your trip accommodation

£1,000

If you need family support

£2,000

If there is a family emergency whilst you are away

£500

If you have to cut your trip short

Your chosen amount

If your checked-in baggage is delayed

£250

If your valuables are lost or stolen

£1,000

If your electrical items & accessories are lost, stolen or accidentally damaged

£1,000

If your gadgets are lost or stolen

£1,000

If your gadgets are accidentally damaged

£1,000

If your accessories are accidentally lost or stolen at the same time as your gadget

£250

If your other possessions are lost, stolen or accidentally damaged

£2,000

If your cash is lost or stolen

£250

If you need emergency travel documents

£250

If you are held legally liable for injury or damage

£2,000,000

If you are killed, injured or disabled following an accident

£15,000

If you are the victim of a criminal assault during your trip

£15,000

If you need legal advice

£25,000

If a force majeure event occurs while you are away

£25,000

If you incur additional costs because your return to your home country is delayed

£2,000

If your end supplier fails whilst you are on your trip

£1,000

Get Quote

Activity Packs

Unfortunately, we will not be able to provide cover for any activity if:

you do not hold the appropriate license or certificate
it involves manual labour
it is a professional event

Please Note: Whilst we can cover most activities, you will not be covered under the ‘If you are held legally liable for injury or damage’ section of the policy wording for any activity:

where you are in control of a motorised vehicle;
involving the use of a weapon;
involving a contact sport.

Policy Wordings

If you would like to view our policy wordings, you are able to find them here. Simply choose the correct policy type and match this up to the date that you bought your policy.

If you have any questions about the cover offered, simply contact us and we will be happy to help.

Policy Wordings

08/07/2021 - 31/12/2021

Longstay

Longstay IPID

26/05/2021 - 07/07/2021

Longstay

Longstay IPID

29/03/2021 - 25/05/2021

Longstay

Longstay IPID

01/01/2021 - 28/03/2021

Longstay

Longstay IPID

14/03/2020 - 31/12/2020

Longstay

Longstay IPID

01/01/2020 - 13/12/2020

Longstay

Longstay IPID

06/10/2019 - 31/12/2019

Longstay

Longstay IPID

01/05/2019 - 05/10/2019

Longstay

Longstay IPID

01/01/2019 - 30/04/2019

Longstay

Longstay IPID

01/03/2018 - 31/12/2018

Classic

Classic Longstay IPID

Services

Longstay & Backpacker

Cover Levels

Longstay & Backpacker

Policy Wordings

Longstay & Backpacker

Cover Levels

Activity Packs

Policy Wordings